Shortly after Jack Pansay bought an engagement ring for Kitty Mannering, he noticed some rickshaw-bearers dressed in the striking livery of an old flame of his, the late Mrs Keith-Wessington, evoking bitter memories. To his horror, Kitty’s horse suddenly swerved right into the rickshaw: but worse, trotted right through it as if nothing was there.

Kitty never saw any rickshaw or bearers, and smarting at the thought that Jack doubted her horsewomanship she rode on ahead haughtily and at speed. Jack however remained behind: for he could see the rickshaw quite clearly, and saw in it too the late Mrs Wessington herself, whose familiar and plaintive reproaches now fell again painfully on his ears.

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